Windhoek Buying livestock can help us save money safely so that we dont spend it.

It can also be an investment since it generates an income, like interest that is earned when money is saved in a long-term investment account at a bank. The animals grow or produce off-spring, and the added weight of meat or new calves are similar to interest being earned. In the same way that an animal needs grazing to produce meat for people, businesses need to re-invest to generate profits. Knowing where to invest attention or money is crucial, because if we invest it in the wrong place the business may become weaker, says Selma Shipanga, communication officer at Meatco.

Investing in livestock may earn us more interest than if we invest money in a bank. However, it also has a much higher risk, because if animals are not well looked after they may die, lose value from disease, or they may even be stolen. Investing money in livestock should be approached carefully. Some farmers may think that buying more animals will earn them more income, and thus make them richer. However, sometimes it may be wiser to improve the quality and value of the animals the farmer already has.



In 2007, IOLTA provided $31.8 million for legal aid in Massachusetts. This year, however, with interest rates near historic lows, these accounts are only expected to generate $4.5 million, according to the report. This, coupled with decreases in federal funding, has wreaked havoc on the program. The human costs are significant: 80 percent of eligible applicants for help with issues involving family law, which includes child support cases, were turned away. So, too, were 56 percent of housing law cases, which includes foreclosures.

The effects can be seen across the judicial system. The vast majority of judges surveyed in the report agreed that people without counsel are far more likely to present evidence incorrectly, putting their entire case at risk, or require help from court staff with the trial process. Cases can drag on far longer than they should, bogging down the court system.

The best solution is for the Legislature to increase the appropriations for civil legal aid in the next budget session. The state now spends $15 million per year on legal aid programs; the task force recommends an additional $30 million increase over three years. This still wouldnt meet demand in 2006, when IOLTA payments where much higher than they are today, civil legal aid agencies still turned away around 50 percent of applicants. But it would begin to address the shortfall in the system. Besides, increasing the appropriation now can lead to real savings down the line for the Commonwealth. The task force found that every dollar spent on legal aid to keep people in their homes saves the state $2 in homelessness benefits. Its far better to invest money now for legal aid than it is to bear the costs later.



The West Virginia Department of Environmental Protection said the US Environmental Protection Agency has come up with a method to test MCHM in the air.

I have served the residents of Howard as a local elected official for the past seven years. In that capacity, I have led the way on creating hundreds of private-sector jobs, lowering taxes, eliminating government debt and ensuring the highest quality of core services for our residents and businesses.

It is my intent to build upon these successes and deliver similar results at the state level as the next state Assembly representative for the 4th District.

I believe that a limited, focused government ensures more money stays in the pockets of hard-working families and creates a fertile environment for business development. By holding the line on taxes, job creators can invest more money in their employees and businesses.

To that end, I have worked hard as a local elected official to right-size the village of Howards government operations. This effort has resulted in Howards government having the lowest spending per capita of any municipality its size in the state.

Additionally, Howard will be the only village or city in the entire state with zero tax levy supported debt in 2015. These fiscally responsible approaches to government have dramatically improved our business climate and have attracted several new companies to our community.

My work on protecting the taxpayer and encouraging business development has also assisted our local government in delivering the highest level of core services to our taxpayers, including quality roads, unparalleled public works services and an outstanding park system.

If elected on Nov. 4, it is my intent to build upon these successes as the next state representative to the 4th Assembly District.

David Steffen of Howard is the Republican candidate for the 4th Assembly District

o Age: 43

o Home: Howard

o Political experience: Brown County supervisor, 2012-present; Howard village trustee, 2007-present

o Other relevant experience: Small business owner (Farmers Best Home Delivery); director of operations, Taxpayers Network Inc.; executive director, Team Lambeau (organization created to save Lambeau Field in 2000); founder, Howard Small Business Partnership; president, Ashwaubenon Business Association; president, Prevent Blindness - Northeast Wisconsin